Credit FAQ

What if I have bad credit?

Whether you have good credit, poor credit or no credit at all, we’re able to find you the best vehicle tailored to your needs based on your current financial situation.

Whatever your financial situation, don’t be ashamed, we’ve seen it all. Whether you’ve been through bankruptcy, are a student, new to Canada or self-employed, we’ll work hard to find the perfect solution for you.

 

How can I rebuild my credit?

The best way to rebuild credit is to get yourself an installment loan. Some effective ways are through financing a vehicle or paying off a credit card. The key is to make your payments on time (this goes for phone and utility bills, as well). By being responsible with an installment loan on a vehicle, the credit bureau will keep track of your efforts and it will prove to the banks that you are trustworthy for future loans. Keep in mind, it takes both time and patience. Make a point to pay your bills on time, and you’ll quickly re-establish your credit.

 

How long does the process take?

From the time you fill out an application, we’ll get the process started within just a few short hours. In the best circumstances, we can even have you driving away in your new vehicle within just 24-48 hours! It’s really that easy.